Attention homeowners in Murfreesboro and Rutherford County: Need an appraisal?

Check out the top reasons TN homeowners order from Angela Schmidt Appraisal Services:

  1. Find the right listing price (whether they're selling the home themselves or using a real estate agent)
  2. To challenge a TN property tax assessment
  3. Remove PMI to reduce your monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. If real estate property needs to be divided because of a divorce
  7. Settle an estate in TN by determining the true market value of property in question

Do you own a house in or near Murfreesboro? Do you need help determining the value of your real estate?
Contact Angela Schmidt Appraisal Services.

We at Angela Schmidt Appraisal Services understand the particular needs of a customer after appraisal services. Our typical business clients get the appraisal process and the usual reporting formats. As our client, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Angela Schmidt Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value conclusion than yours.

Appraisals to remove PMI

A preferred way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. We are experts in helping homeowners just like you delete unwanted PMI insurance.

Challenge a property tax assessment

Lets say you live in a local area that's declining -- your local tax assessor may have your home overvalued. That means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. An expert appraisal from Angela Schmidt Appraisal Services is your perfect weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your home is near a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow standpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Angela Schmidt Appraisal Services can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for efficiency? An appraiser from Angela Schmidt Appraisal Services can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your home.